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By Matt Mitchum [Continued from Part 1] 7) Unstated Costs of Owning a Home Owning a home isn't actually "rent-free". You just pay in more complicated ways. There are a lot of homeowner expenses that are rarely discussed in the same conversation as whether you should buy a house. What are some of the unstated…
By Matt Mitchum Should you be looking for a house to rent or buy this year? For renters who are considering their next housing move, this is an important question to ask. Each year, the local housing market changes and your savings may get a little deeper. Once you have enough to put down on…
Earning credit is a necessary but difficult task. Getting approved for the apartment that you've been eyeing or saving for a mortgage to finally buy the home you’ve been saving up for can be a nightmare without credit. If you have a low credit score, or no credit at all, it can seem like you’re doomed. You’re…
Did you just move into your new apartment? Are you looking for bargains online? Everyone knows by now that online shopping saves you tons of money. The reason why online shopping is much cheaper is because sales are direct with the avoidance of third parties. Therefore, online sellers are able to sell at a cheaper…
According to the Huffington Post, Chicago was named “the most segregated city in America” back in 2012, which was not too long ago. The windy city is no longer the most segregated city today. The Chicago Tribune stated in an article from January of 2016 that the reason for this decline is due to “a…
The last thing you need to happen during your move into a new apartment is for your moving company to drop the ball in a major way. Shady, crooked movers present themselves as trustworthy, reputable companies, but they are in business for solely one reason–to rip you off. If this happens to you, know that…
Moving into a new apartment should be an exciting and positive experience. But whose fault is it when you discover that your new place is just yards away from a noisy railroad track, or that your neighbors love to party until the break of dawn on weeknights? It is easy to be drawn in by…
Tax season is here. It makes sense that as a hard worker you expect a nice refund after filing taxes, depending on how much of your gross income isn’t taxed of course. It is very important that you first understand the steps to take in order to make the best of filing taxes. Therefore, here…
Many people do not understand the importance of having good credit. Whenever you apply for a credit card or a loan, the first thing that they search for is your credit. Not everyone has good credit due to their history of debts. However, if you want to maintain good credit, here are the 3 easiest…
Do you love to shop ’til you drop? Malls and major chain stores can be super fun to visit, especially during those huge sales! However, as much as I also love shopping at major malls and chain stores, I realized that shopping locally can be very beneficial to our local communities. Here are 5 good…