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By Katlyn Eriksen Nearly 15 million renter households in the United States are considered cost-burdened, meaning they spend more than 30% of their income on rent and utilities. With rents at historic highs, adapting to a tighter budget may be necessary for many, especially if you’re looking to move or are navigating life changes, like getting laid off.…
Category Archives: Ways to Save
Apr
14
2023
By Matt Mitchum Your tax return is your reward for working hard and paying your taxes all year. Most employers take a little more than necessary for your taxes, just to be safe, and you can often get a little extra back by filing your taxes and using all the right tax refunds to get…
Mar
17
2023
by Jackie Edwards If you're living in Chicago and on a tight budget, it might surprise you to know that gardening is actually a viable option. With the right approach, you can grow fresh produce and add some greenery to your (small or big) apartment without breaking the bank. Needless to say, apartment gardening has…
Aug
19
2022
1. YOU DON'T HAVE TO WORRY ABOUT A DOWN PAYMENT A down payment for a home is going to be at least $20,000 if you want something decent. For a very nice house, it will likely be even more than that. With an apartment, you might have to pay some initial deposits, especially if you…
Dec
03
2021
The holiday season is here and I don’t know about you but I am ready for the hot chocolate, festive music and activities, and the cozy vibes that come with the season. This also means now is a good time to start budgeting and creating a plan to avoid overspending. If you're planning to do…
Nov
26
2021
The holiday season is in full effect and it’s time to start thinking about how you can come out in the positive for the new year. You shouldn’t feel like you have to become a recluse to save money during the holidays. There are plenty of reasonable ways to budget your Christmas dinner to make…
Apr
24
2021
As you may know, April is Earth Month, and this past Thursday specifically was Earth Day. The start of spring is the perfect time to reevaluate our energy and natural resource usage, as the warmer weather, budding trees, and blooming flowers brings us back to nature and reminds us to stop and take care of…
Apr
09
2021
It’s Financial Literacy Month! Yes, a whole month dedicated to bringing awareness to financial education. Just some brief history, originally it was launched as Youth Financial Literacy Day by the National Endowment for Financial Education but in 2000, the initiative was passed on to Jump$tart Coalition who launched Financial Literacy for Youth Month. In 2004,…
Nov
06
2020
Life comes at you quickly, and so does the first of the month. Amid an unpredictable, chaotic year, it’s understandable why people might have some difficulty saving money. An estimated 40 million people have lost their jobs during COVID-19, and the number will probably increase. The good news is, organizations and tools can help you…
Jan
24
2020
It’s a new year and it feels like a fresh start, a clean slate, a new chapter…however you would like to define this new year, it is a time where everyone is setting the foundation for 2020. One of the most common new year’s resolutions is saving money and as easy as it sounds, it…